31 Top Passive Income Apps To Make Money Instantly

You are not alone! Many people are looking for ways to generate passive income.

The good news is that there are tons of legitimate passive income apps out that will help you increase your income without a doubt!

These apps all require very little work on your part to up your income, and many even pay you in cash!

If you are interested in making money while shopping online, surfing the web, playing games, and watching videos, you should check out this list.

In this blog post, I’ll tell you about different money-making apps that allow you to make money passively.

Quick Picks

9 Paid Survey Passive Income Apps

Taking surveys with market research apps is a great way to use an app to make money online.

Market research apps use your email to complete your sign-up, and then you can start earning money right away.

Most of them are available through Google Play and the Apple Store, usable for Android and iOS phones.

Check out this list of the best survey apps for making money today!

1. Survey Junkie

survey junkie completion screenshot

Survey Junkie is a great app that allows you to make money by taking surveys. It’s one of the most popular survey apps out there, and for a good reason!

Once you sign up, Survey Junkie will give you a list of surveys to complete.

You can complete these surveys on your computer or phone. The more detailed the survey is, the more points you will earn.

Each completed survey takes between 5 – 25 minutes and will give you anywhere from between 10 – 100 points ($0.10 – $1).

You can also cash out your earnings at 1,000 points, which equals $10.

Survey Junkie

Want to make money from your couch? Survey Junkie pays out over $40,000 daily to its members for taking paid online surveys. Get your share today!

Get Started Now

2. Swagbucks 

Swagbucks is a site you can use to earn passive income by doing things like taking online surveys and playing video games.

You earn Swagbucks with your survey answers, plus other activities like watching videos and playing games.

Then you redeem your Swagbucks for gift cards or cash via PayPal.

There’s also a browser extension that you can use to take surveys, shop, and claim Swag Codes.

There’s a $10 sign-up bonus (free money!) so sign up now!

FREE $10 Sign Up Bonus


Start sharing your opinion, earn points, and cash them out for free gift cards or cash today. Claim your FREE $10 sign-up bonus now!

Get Started Now

3. KashKick

KashKick is a newer survey app that I’ve enjoyed using; it’s rapidly becoming one of the apps I use every day!

It’s free to join, and answering surveys is easy as pie.

Surveys pay $0.10 – $4 each, and you’ll get paid more for longer surveys than short surveys.

I also like KashKick because it’s one of the few apps that still pays you for watching videos.

I can answer some surveys, but I love popping on a video while I cook, clean, and even work out.

And I get paid for what I watch, compared to streaming online!


Cash is the Greatest Reward! They’ll deposit cash into your account for all the fun things you’re already doing online.

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4. Branded Surveys

Best Survey Sites young woman outside with phone in hand happily making a fist and smiling at phone

Branded Surveys is another paid survey site where you can answer questions for easy money.

You can get paid $1 – $5 per survey, and some of the ones I take are usually 10 – 20 minutes or so.

So it’s very quick to get a few bucks and start saving for a gift card!

The payout is also super low- onyl $5 (500 points) are needed, and the sign up bonus is 100 points!

5. InboxDollars 

InboxDollars is another excellent way to make money just by taking surveys.

They also have videos and legit cash games that you can play on your phon to earn even more points.

You get a $5 sign-up bonus just for joining!

InboxDollars also has a great referral program. When you refer someone to InboxDollars, you will earn $1 per referral, up to 5 referrals.

After the referral signs up, you can earn “an additional 30% on all qualified earnings” the referral makes!

6. Opinion Outpost

On Opinion Outpostyou can take surveys and get paid for them just like the rest (which is why Brittany and I use a few survey sites!).

You will need to complete your profile so that the website knows what kind of products or services appeal to you most, but after that, it’s smooth sailing!

To make money with Opinion Outpost, you need a minimum of 30 points ($3) to cash out.

Once you have this amount of cash in your account, you can request payment via Amazon gift card, PayPal, or one of the other great gift cards available.

7. MyPoints Surveys

MyPoints Paid Online Surveys Dashboard

A great way to earn money online is with the survey site MyPoints. There are many ways to make money with MyPoints, including taking surveys and reading emails.

MyPoints has from 20 – 50 survey opportunities available daily, and you can complete them on your computer or phone.

Each completed survey takes between 15 – 25 minutes and will give you anywhere between 70 – 250 points ($0.07 – $0.25).

MyPoints offers a variety of ways to redeem your points, including cash via PayPal and gift cards with a minimum redemption level of 700 points.

8. American Consumer Opinion

American Consumer Opinion allows you to earn cash quickly and easily.

Sign-up is quick and easy. You can choose to take surveys or answer emails.

When you sign up, the app will ask for your demographic information to know what products and services appeal to you most.

The longer and more detailed a survey is, the higher your chance of earning points with it!

Points can be redeemed for cash payments via PayPal with a minimum redemption of 1,000 points.

9. PrizeRebel

PrizeRebel is another excellent app that offers a variety of ways to earn cash passively.

With PrizeRebel, you can earn points for taking surveys or completing offers. You can also refer your friends and family to the app to get bonus points!

To redeem PrizeRebel points:

  • For every 500 points, you earn while completing PrizeRebel responsibilities, you’ll receive $5 in your PayPal account.
  • For 200 points, PrizeRebel will mail you a $2 gift card.
  • Online gamers can redeem their points for game credits, including Xbox Live, Nintendo eShop, Steam Wallet codes, and Roblox Robux.

6 Investing Passive Income Apps

M1 Finance Review Hand of woman watering small plant in pot shaped like growing graph

Several of the best investments can help you earn passive income if you know how to invest wisely. 

These are money-making opportunities that can grow your wealth quickly with the money you’ve already earned!

10. Fundrise

how to save for a house

Fundrise is a real estate crowdfunding platform for real estate investors to invest in real estate properties across the United States.

Plus, this great passive income app is a great way to get started in the real estate market without investing a lot of money. Investments in Fundrise begin at just $10.

However, if you’re looking for a solid long-term investment, then this app is worth checking out! Find out more in my Fundrise review!

11. Robinhood

Robinhood doesn’t charge any fees on trades, making it one of the best passive income apps on the market to use to build an investment portfolio.

With the Robinhood investment app, once your account is set up, you can trade stocks, options, and ETFs without any commission fees.

It also offers 0.3% APY on your uninvested cash balances!

If you’re looking for some extra features and benefits on Robinhood’s platform, you might want to consider upgrading to Robinhood Gold.

For just $5 a month, you’ll get access to bigger instant deposits, Morningstar research, Nasdaq Level II market data, and margin investing.

Find out more in our honest review of Robinhood!

12. Betterment

Betterment is another excellent app for those looking to invest in their future by earning passive income easily.

It offers low minimum investments, no fees on any of your investments, and you can buy fractional shares of big stock names.

Plus, it has some automation tools to help you stay disciplined with investing over the long term.

If you’re someone who’s looking for automated investing, then Betterment might be the perfect app for you.

13. Acorns

The best micro-investing app we’ve found is Acorns. Micro-investing means you can start investing with just a little money, even just a few cents here and there!

With this app, you can invest your spare change into stocks and funds with just one swipe of your card whenever you buy anything using linked credit or debit cards.

And while investing is always risky, Acorns has made it easy by automating the process so that they only take a small amount of money from you at a time.

You can also get a free $5 sign-up bonus too!

Not sure whether you want to try Robinhood or Acorns? Our comparison review can help!

14. M1 Finance

woman holding money after earning fast cash

M1 Finance is an excellent app for anyone looking to invest in their future and build their investment portfolio.

It offers low minimum investments and no fees on any of your investments.

Plus you can buy fractional shares of big stock names and automation tools to help you stay disciplined with investing over the long term.

Learn more about their features in our M1 Finance review!

15. Stash

With just $5, users can start investing right away!

Stash is an investment app that allows you to invest in pre-built portfolios based on personal values and financial goals.

The best part about this app is that it’s user-friendly and provides excellent educational tools, so even beginners will feel confident investing in it.

You can also create your own portoflio and pick which stocks and ETFs (exchange-traded funds) you want.

The monthly subscription fees are $3 and $9 for the two account types. There are also no account minimums with Stash so that anyone can get started.

8 Cash Back Passive Income Apps

Cash-back apps are a great way to make a passive income today. It’s a great way to save money on groceries, clothes, and other everyday items.

16. Upside App

Best Gas Rewards Programs man hand puts money in car tank. car refueling. gas station concept

I started using Upside to save money on gas, nad it has been life changing!

I’m sure we all spend plenty of money at the pump, and Upside helps us save money on every gallon.

The app lists deals on gas at stations nearby, and you simply select the deal wyou want and head over to get gas.

You can also earn cash back when you make in-store purchases, whether at gas stations, restraunats, or grocery stores.

All those savings and cash back add up, so I highly recommend downloading Upside today!

17. Capital One Shopping 

Capital One Shopping is a great passive income app. It is a free online service for anyone interested in saving money through price protection, a browser extension, and more.

You don’t have to be a Capital One customer or account holder to use Capital One Shopping.

A significant feature of Capital One Shopping is price drop protection.

If an item you purchased drops in price, some merchants will give you a refund; Capital One Shopping also helps you find incredible deals at jaw-dropping prices.

Be sure to check out our honest review of Capital One Shopping!

Once you reach $20 in your account, you can either transfer your balance to a bank account or get paid via PayPal.

18. Honey

Honey is another cash back app that works with almost every online retailer, and it’s pretty passive for you since their browser extension will pop up to remind you of deals and coupons!

It’s easy to save money when shopping with Honey. It automatically applies the best coupon codes to your purchase and lets you know about price drops, ensuring that you get the best deal possible.

Just add Honey to your Google Chrome, Firefox, Safari, or Opera browser or your mobile phone apps- it’s free!

Honey will start working automatically on participating websites and notify you when a better deal is available.

19. Ibotta

Ibotta is one of the most popular cash back apps available where you can earn money by simply scanning your receipt after making a purchase or linking your store loyalty card.

The money you expect to earn back depends on your spending.

If you spend $1,000 a month, and Ibotta can get you 4% back, that’s $40 back into your pocket with almost no effort on your part!

Ibotta also offers cash back on online purchases, making it a great choice for anyone who shops online frequently.

Plus, they offer bonuses for referring friends and completing different tasks.

20. Rakuten 

things to sell to make money Beautiful young woman wearing sweater standing isolated over beige background, showing money banknotes

Rakuten is a popular cash back app available from the Google Play Store or App Store.

Formerly known as Ebates, Rakuten allows you to earn cash backs up to 40% on your regular online purchases at over 3,500 stores.

You can shop online at places like Amazon, Macy’s, Target, and more.

Refer a friend through their program, and you can get a $30 Referral Bonus when the friend becomes a Rakuten member!

You can get a sign-up bonus of $10 too so why not check it out? 

21. Drop

Drop is another cash back app that works with online retailers. You earn points for each purchase you make after you have the app installed and also link your credit or debit card.

In addition to earning points as described above, the app also offers some other ways of accumulating points.

A cash back shopping portal, a games area, and paid surveys are just a few examples of how you can use the app to earn more points.

Once you reach the minimum payout amount of $25, your money can be redeemed for gift cards.

However, at this time, PayPal, CashApp, Venmo, Chime, KOHO, Varo, and Plastiq are not compatible with Drop.

22. Tada 

success is the best revenge money cute kid in business attired with a bunch of money

Tada is a passive income app that offers cash back for more than 3,000 stores!

You can use the website to search for where you want to shop and you’ll be set knowing you’ll be getting money back on your purchase.

When you sign up with the Tada app, you’re eligible for up to $10 in Welcome Bonus, so you get free money right off the bat in addition to the passive income it adds to your wallet!

Once you have earned a $10 minimum withdrawal amount, you can redeem it for gift cards or have the money transferred to your PayPal.  

23. Dosh

Dosh is a passive income app that allows you to earn money back while shopping online. It works by paying you cash back after each purchase.

You link your store loyalty cards. Each store partnered with the Dosh app will then pay a particular percentage of cash back when you shop using the app.

Another way to earn with the Dosh app is by booking stays with one of the hotels that partners with Dosh. You can earn 40% cash back for your stay.

When you have $25 in earnings, funds can be transferred into your bank account, PayPal or Venmo or donated to charity.

8 Unique Passive Income Apps

money-saving challenges Woman Putting Coin In Piggy Bank, Indoors

Several other passive income apps to make money include apps that allow you to rent out your home, sell stuff you don’t want anymore, and more.

Take a look at even more money-making apps that are available!

24. Udemy

Cosmetology and online video translation concept. Female cosmetologist blogging before breakfast, having her personal online journal in internet, making photos for it while using camera with tripod

Udemy is an online education platform where anyone can upload courses and make a semi-passive income stream.

There are over 183,000 online video courses on Udemy taught by industry experts. So if you have the skill to teach others, this could be your passive income ticket.

Classes that are selling well include learning how to crochet or draw manga characters to learning about cryptocurrency!

You can set up your online courses and charge people to enroll.

Udemy provides a platform for uploading videos of any length or file size, so it’s easy to upload lectures, presentations, screencasts, etc.

25. Trim

If you forget to cancel a monthly subscription or worry about getting overcharged for services, then Truebill might be the passive income app for you!

The app tracks all of your online subscriptions and helpos you cancel things you don’t use, plus negotiaties your other bills.

They can lower your bills and make it easier to save money passively.

You also don’t pay anything if they don’t find you any savings- and if they do, they only charge 33%, which means for every $100 you save, they get $33.

Not bad at all for easy savings!

26. MobileXpression

happy woman saving money through her phone by using trim

If you’re willing to install the MobileXpression app on your phone and use your phone to allow it to track your internet usage, you can earn some extra cash.

It runs in the background and collects data about your internet activity to help mobile advertisers understand how to target their ads better.

You will earn a $5 Amazon gift card during the first week. MobileXpression also runs a $100,000 sweepstakes that you can enter.

27. Sweatcoin

Sweatcoin turns your steps into coins that can be exchanged for rewards.

To get started with the app, you have to download the app and allow access to your phone’s GPS location data.

Then, whenever your phone detects movement, it will track and convert your steps into Sweatcoins.

You’ll receive more Sweatcoins for walking. Start walking a lot and earn those Sweatcoins!  

28. Airbnb

If you’re looking for another passive income stream that doesn’t require much effort, look into renting out your home on Airbnb.

You can earn an income while you take a vacation or even rent out your place when you’re in town and need a break from your home.

Airbnb provides a platform for hosts to list their properties and guests to find accommodations worldwide.

Airbnb has a rental calculator to see how much you can get paid for renting your home depending on your location and the size of your property.

29. Neighbor Storage

Beautiful young woman near rack with hangers

If you have a room to rent out, why not consider Neighbor Storage as well?

Rather than have guests use your spare room (or house), you can rent out free space for people to store their stuff.

You can rent out some space in your shed, a spot in your driveway, and so much more with Neighbor.

This is a great passive income idea to use your house wisely- you can easily make $100 a month with some rentals!

30. Decluttr

Decluttr is a company that buys your old CDs, DVDs, video games, books, cell phones, Legos, and electronics.

Once you fill out the Decluttr online form with your stuff for sale, they’ll give you an instant quote on what they’re willing to pay.

Decluttr offers free shipping labels, so all you have to do is package up your items in a box or mailer and send them off!

The whole process should take less than 10 minutes of work on your end. And best of all? You get paid fast too!

Decluttr will transfer the money directly into your bank account, PayPal, check, or donate the money to charity, usually within one business day after receiving your shipment.

So if you need some extra cash today, then this app has got it covered!

31. Neilsen Computer and Mobile Panel

If you install the Nielsen Computer and Mobile Panel on your phone, tablet, or computer, it’ll track what other apps you use while connected to WiFi.

Nielsen will pay you $50 per year via Paypal or gift cards for this service!

You can install the Nielsen Computer and Mobile Panel app on up to five devices, so if you have a few gadgets lying around, this is an easy way to make some extra cash.

After you have the app installed, you will need to keep it on the phone and use your phone in order for it to track the apps you use.

Nielsen automatically enters each participant in a sweepstake each month where you can win extra money.

Panelists can also earn game tokens to win instant rewards by scratching off games.

Final Thoughts

tello review

When you think of passive income, apps and websites probably aren’t the first things that come to mind.

Side hustles usually are usually the first thing to come to mind, but there are so many income-generating assets and apps you could work with- or do no work!

Passive side hustles are the best option to work less but have more money to live a good life.

These are the best passive income apps out there that can help you earn some extra cash with little effort on your part!

There are many other ways to earn passive income online – these the best passive income apps and are just a few examples of how it can be done.

If you’re looking for a way to make some extra money in your spare time, one of these apps might be the perfect solution for you and help you earn $100 a day!

All of these passive income apps work and offer unique opportunities and benefits, so be sure to try them all! Who knows – you might find your new favorite passive income app to make extra income!